[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.starmal.cz\/kdyz-to-nejde-bez-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.starmal.cz\/kdyz-to-nejde-bez-pujcky\/","headline":"Kdy\u017e to nejde bez p\u016fj\u010dky","name":"Kdy\u017e to nejde bez p\u016fj\u010dky","description":"V soukrom\u00e9m podnik\u00e1n\u00ed se pracuje stejn\u011b jako kdekoliv jinde p\u0159edev\u0161\u00edm proto, aby se vyd\u011blaly pen\u00edze. I zde jsou zisky prvo\u0159ad\u00e9, proto\u017ee i podnikatel\u00e9 mus\u00ed z n\u011b\u010deho \u017e\u00edt, a nav\u00edc mus\u00ed i financovat chod jejich firem. A kdyby se tu dost nevyd\u011bl\u00e1valo, bylo by zle. Jen\u017ee jestli soukrom\u00e9 podnik\u00e1n\u00ed n\u011bco postr\u00e1d\u00e1, pak je to pr\u00e1v\u011b jistota […]","datePublished":"2021-10-10","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.starmal.cz\/author\/#Person","name":"","url":"https:\/\/www.starmal.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"starmal.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.starmal.cz\/wp-content\/uploads\/p%C4%9Bt%20liber_1.jpg","url":"https:\/\/www.starmal.cz\/wp-content\/uploads\/p%C4%9Bt%20liber_1.jpg","height":0,"width":0},"url":"https:\/\/www.starmal.cz\/kdyz-to-nejde-bez-pujcky\/","about":["Ekonomika"],"wordCount":419,"articleBody":"   V soukrom\u00e9m podnik\u00e1n\u00ed se pracuje stejn\u011b jako kdekoliv jinde p\u0159edev\u0161\u00edm proto, aby se vyd\u011blaly pen\u00edze. I zde jsou zisky prvo\u0159ad\u00e9, proto\u017ee i podnikatel\u00e9 mus\u00ed z n\u011b\u010deho \u017e\u00edt, a nav\u00edc mus\u00ed i financovat chod jejich firem. A kdyby se tu dost nevyd\u011bl\u00e1valo, bylo by zle.Jen\u017ee jestli soukrom\u00e9 podnik\u00e1n\u00ed n\u011bco postr\u00e1d\u00e1, pak je to pr\u00e1v\u011b jistota dostate\u010dn\u00fdch v\u00fdnos\u016f. V takov\u00e9m byznysu nen\u00ed nikdy jist\u00e9, zda si podnikatel p\u0159ijde na sv\u00e9, zda si vyd\u011bl\u00e1 dost na to, aby zvl\u00e1dl financovat v\u0161echno, co se financovat mus\u00ed. Kdeco se tu m\u016f\u017ee zkomplikovat, v lec\u010dem m\u016f\u017ee b\u00fdt i skute\u010dn\u011b zle, a pak se d\u00e1 logicky vyb\u00edrat jenom ze dvou sc\u00e9n\u00e1\u0159\u016f, jak se to bude s takov\u00fdm podnik\u00e1n\u00edm vyv\u00edjet. Bu\u010f se zkrachuje, nebo se vezme p\u016fj\u010dka, kter\u00e1 se sem investuje, aby se v\u0161e \u010dasem zase obr\u00e1tilo k lep\u0161\u00edmu.Je logick\u00e9, \u017ee maj\u00ed-li si podnikatel\u00e9 vyb\u00edrat z t\u011bchto dvou mo\u017enost\u00ed, zvol\u00ed obvykle p\u016fj\u010dku. Proto\u017ee necht\u011bj\u00ed o sv\u016fj podnik p\u0159ij\u00edt a jsou ochotni pokusit se o cokoliv, jenom kdy\u017e se jim jejich firmu poda\u0159\u00ed spasit.Jen\u017ee dostat p\u016fj\u010dku nemus\u00ed b\u00fdt hra\u010dka. M\u016f\u017ee j\u00edt i o heroick\u00fd v\u00fdkon, i o pov\u011bstn\u00fd boj s v\u011btrn\u00fdmi ml\u00fdny. Jen m\u00e1lokter\u00fd podnikatel se v bance lehce dostane k pen\u011bz\u016fm. A to z toho d\u016fvodu, \u017ee se tu mus\u00ed prok\u00e1zat natolik z\u00e1sadn\u00ed a t\u011b\u017eko splniteln\u00e9 kvality \u017eadatele, \u017ee to podnikatel\u00e9 v nesn\u00e1z\u00edch obvykle nezvl\u00e1dnou.Ov\u0161em kdo hled\u00e1, ten nakonec p\u0159ece jenom n\u011bjakou podnikatelskou p\u016fj\u010dku najde. I t\u011bm hodn\u011b problematick\u00fdm \u017eadatel\u016fm b\u00fdvaj\u00ed \u010dasto dostupn\u00e9 hypot\u00e9ky bez registru od nebankovn\u00ed spole\u010dnosti. A to jednodu\u0161e proto, \u017ee u nich se \u017e\u00e1daj\u00ed jenom z\u00e1ruky, kter\u00e9 jsou pro kdekoho snadno zvl\u00e1dnuteln\u00e9. Nelp\u00ed se tu ani na zna\u010dn\u00fdch p\u0159\u00edjmech, ani na registrech dlu\u017en\u00edk\u016f bez poskvrnky, \u017e\u00e1d\u00e1 se tu jen z\u00e1stava nemovitosti a ke spl\u00e1cen\u00ed posta\u010duj\u00edc\u00ed p\u0159\u00edjmy. A kdo to spln\u00ed, nemus\u00ed m\u00edt v\u00edce finan\u010dn\u00ed t\u011b\u017ekosti. M\u016f\u017ee m\u00edt k dispozici i hodn\u011b pen\u011bz na dlouhou dobu, a to nav\u00edc i docela levn\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e to nejde bez p\u016fj\u010dky","item":"https:\/\/www.starmal.cz\/kdyz-to-nejde-bez-pujcky\/#breadcrumbitem"}]}]